This scheme is specially designed for traders, doctors, petrol pumps, grocers, etc. is started for This has created the convenience of depositing the day's cash into their accounts at night, as traders used to have to carry the cash accumulated with them to the street or home after their day's business.
Also in this, the bank employee comes to the shop and takes the cash and if it returns, it is taken to the shop and the amount deposited in this account is Rs. 8% interest is also earned.